Story of the First House
4/30/2007 07:32:00 pm
After much has settled, thought I'd explain bout how we got this house. It is really suprising really to get this one!!
It was a Saturday afternoon, when D was at his long 12hour shifts, where he asked me to join his parents to go look at the houses that we found on trademe. It was pretty much around Manurewa area, since it was the only area that we could afford at the moment.
So they picked me up after Pilates at about 1.30pm. We slowly headed to Manurewa. Our first house that was on the list was on Coxhead Rd, where I had to rely on a very old map to get to where we want. As we headed on to Great South Road, I had a question for D's dad, asking him when is it the right time after all the research to get a house. He said to take our time, since this will be the most expensive item we'd ever buy in our life.
As we headed towards Alfriston Road (off great south road), D's dad made the wrong turn and went the opposite way. I told him that we have to make a turn, and in the midst of getting the right direction, D's mum saw an open house on Brough Road and suggested that we turn in to have a look if it is still on. True enough it was. So we went to check it out.
D's dad, bought it straight away. Before I could blink, we were in the agent's office, with him filling up the form and waiting for agreement from 3 parties. It was scary, the feeling. I did not even had the chance to absorb what happened. And the irony is what he adviced me before we went driving around. Funny that. D's mum jokingly said that D's dad buying a house is worse then her shopping for clothes. Gosh, I did not have time to dissaprove, as I do fully trust his experience.
And so, the property was bought. But with us not under the title, as we are aiming for the first home loan grant in 3 years time...we decided to own half the share privately after talking to a mortgage advisor. But sigh, I didn't want to pay the interest. It would be better getting the title and be eligable to write a tax return. Hope this will be a good idea. We need 100k to break even, considering the amount we will be putting in to fix the house and to pay off the interest.
What a story.
It was a Saturday afternoon, when D was at his long 12hour shifts, where he asked me to join his parents to go look at the houses that we found on trademe. It was pretty much around Manurewa area, since it was the only area that we could afford at the moment.
So they picked me up after Pilates at about 1.30pm. We slowly headed to Manurewa. Our first house that was on the list was on Coxhead Rd, where I had to rely on a very old map to get to where we want. As we headed on to Great South Road, I had a question for D's dad, asking him when is it the right time after all the research to get a house. He said to take our time, since this will be the most expensive item we'd ever buy in our life.
As we headed towards Alfriston Road (off great south road), D's dad made the wrong turn and went the opposite way. I told him that we have to make a turn, and in the midst of getting the right direction, D's mum saw an open house on Brough Road and suggested that we turn in to have a look if it is still on. True enough it was. So we went to check it out.
D's dad, bought it straight away. Before I could blink, we were in the agent's office, with him filling up the form and waiting for agreement from 3 parties. It was scary, the feeling. I did not even had the chance to absorb what happened. And the irony is what he adviced me before we went driving around. Funny that. D's mum jokingly said that D's dad buying a house is worse then her shopping for clothes. Gosh, I did not have time to dissaprove, as I do fully trust his experience.
And so, the property was bought. But with us not under the title, as we are aiming for the first home loan grant in 3 years time...we decided to own half the share privately after talking to a mortgage advisor. But sigh, I didn't want to pay the interest. It would be better getting the title and be eligable to write a tax return. Hope this will be a good idea. We need 100k to break even, considering the amount we will be putting in to fix the house and to pay off the interest.
What a story.